BEGIN:VCALENDAR
PRODID:-//Hawaii Public Meetings and Events Calendar//111286088//EN
VERSION:2.0
CALSCALE:GREGORIAN
BEGIN:VEVENT
DTSTAMP:20261111T183003Z
DTSTART:20261117T090000
DTEND:20261118T000000
SUMMARY:Notice of Meeting of the Benefits Committee - Hawaii Employer-Uni
 on Health Benefits Trust Fund (EUTF)
UID:20261111T183004Z-uidGen@fe80:0:0:0:410:d2ff:fefd:e5dd%ens5
TZID:HST
LOCATION:EUTF\, City Financial Tower\, 201 Merchant Street\, Suite 1700\,
  Honolulu\, HI 96813
DESCRIPTION:<p class="MsoNormal" style="text-align: center\;" align="cent
 er"><span style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; fon
 t-size: 12pt\;">November 10\, 2026</span></p>\n<p><span style="font-fami
 ly: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></
 p>\n<p class="MsoNormal" style="text-align: center\;" align="center"><sp
 an style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size:
  12pt\;">&nbsp\;</span></p>\n<p><span style="font-family: 'trebuchet ms'
 \, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoN
 ormal" style="text-align: center\;" align="center"><span style="font-fam
 ily: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;">NOTICE OF
  MEETING</span></p>\n<p><span style="font-family: 'trebuchet ms'\, genev
 a\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoNormal" s
 tyle="text-align: center\;" align="center"><span style="font-family: 'tr
 ebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;">HAWAII EMPLOYER-U
 NION HEALTH BENEFITS TRUST FUND</span></p>\n<p><span style="font-family:
  'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\
 n<p class="MsoNormal" style="text-align: center\;" align="center"><span 
 style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12
 pt\;">BENEFITS COMMITTEE</span></p>\n<p><span style="font-family: 'trebu
 chet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p cla
 ss="MsoNormal"><span style="font-family: 'trebuchet ms'\, geneva\, sans-
 serif\; font-size: 12pt\;">&nbsp\;</span></p>\n<p><span style="font-fami
 ly: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></
 p>\n<p class="MsoNormal"><span style="font-family: 'trebuchet ms'\, gene
 va\, sans-serif\; font-size: 12pt\;">DATE:&nbsp\; November 17\, 2026\, T
 uesday</span></p>\n<p><span style="font-family: 'trebuchet ms'\, geneva\
 , sans-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoNormal"><sp
 an style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size:
  12pt\;">TIME:&nbsp\; 9:00 a.m.</span></p>\n<p><span style="font-family:
  'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\
 n<p class="MsoNormal"><span style="font-family: 'trebuchet ms'\, geneva\
 , sans-serif\; font-size: 12pt\;">PLACE:&nbsp\; HAWAII EMPLOYER-UNION HE
 ALTH BENEFITS TRUST FUND (EUTF)</span></p>\n<p><span style="font-family:
  'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\
 n<p class="MsoNormal" style="padding-left: 80px\;"><span style="font-fam
 ily: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;">CITY FINA
 NCIAL TOWER</span></p>\n<p><span style="font-family: 'trebuchet ms'\, ge
 neva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoNormal
 " style="padding-left: 80px\;"><span style="font-family: 'trebuchet ms'\
 , geneva\, sans-serif\; font-size: 12pt\;">201 MERCHANT STREET\, SUITE 1
 700</span></p>\n<p><span style="font-family: 'trebuchet ms'\, geneva\, s
 ans-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoNormal" style=
 "padding-left: 80px\;"><span style="font-family: 'trebuchet ms'\, geneva
 \, sans-serif\; font-size: 12pt\;">HONOLULU\, HAWAII</span></p>\n<p><spa
 n style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 
 12pt\;"> </span></p>\n<p class="MsoNormal"><span style="font-family: 'tr
 ebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;">&nbsp\;</span></p
 >\n<p><span style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; f
 ont-size: 12pt\;"> </span></p>\n<p class="MsoNormal" style="text-align: 
 center\;" align="center"><span style="font-family: 'trebuchet ms'\, gene
 va\, sans-serif\; font-size: 12pt\;">A G E N D A</span></p>\n<p><span st
 yle="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt
 \;"> </span></p>\n<p class="MsoNormal" style="text-align: center\;" alig
 n="center">&nbsp\;</p>\n<p><span style="font-family: 'trebuchet ms'\, ge
 neva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoNormal
 " style="text-align: center\;" align="center"><span style="font-family: 
 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;">OPEN SESSION P
 ARTICIPATION IN PERSON\, VIA TELECONFERENCE AND VIA&nbsp\;TELEPHONE</spa
 n></p>\n<p><span style="font-family: 'trebuchet ms'\, geneva\, sans-seri
 f\; font-size: 12pt\;"> </span></p>\n<p class="MsoNormal" style="text-al
 ign: center\;" align="center"><span style="font-family: 'trebuchet ms'\,
  geneva\, sans-serif\; font-size: 12pt\;">(see below for teleconference 
 and telephone details)</span></p>\n<p><span style="font-family: 'trebuch
 et ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class
 ="MsoNormal">&nbsp\;</p>\n<p><span style="font-family: 'trebuchet ms'\, 
 geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoList
 Paragraph" style="margin-bottom: 0in\; text-indent: -0.5in\; line-height
 : normal\; padding-left: 40px\;"><span style="font-family: 'trebuchet ms
 '\, geneva\, sans-serif\; font-size: 12pt\;"><!-- [if !supportLists]--><
 span style="mso-list: Ignore\;"><span style="font-style: normal\; font-v
 ariant: normal\; font-size-adjust: none\; font-language-override: normal
 \; font-kerning: auto\; font-optical-sizing: auto\; font-feature-setting
 s: normal\; font-variation-settings: normal\; font-weight: normal\; font
 -stretch: normal\; line-height: normal\;">&nbsp\; </span>I.&nbsp\; </spa
 n>Call to Order</span></p>\n<p><span style="font-family: 'trebuchet ms'\
 , geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoNo
 rmal"><span style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; f
 ont-size: 12pt\;"><span style="mso-list: Ignore\;">II.&nbsp\; </span><sp
 an style="text-indent: -0.5in\;">Review of Minutes &ndash\; October 13\,
  2026</span></span></p>\n<p><span style="font-family: 'trebuchet ms'\, g
 eneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoNorma
 l"><span style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font
 -size: 12pt\;"><span style="mso-list: Ignore\;">III.&nbsp\; </span><span
  style="text-indent: -0.5in\;">New Business</span></span></p>\n<p><span 
 style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12
 pt\;"> </span></p>\n<p class="MsoListParagraphCxSpMiddle" style="mso-add
 -space: auto\; text-indent: -.25in\; line-height: normal\; mso-list: l3 
 level1 lfo1\; margin: 0in 0in 0in .75in\;"><span style="font-family: 'tr
 ebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"><!-- [if !support
 Lists]--><span style="mso-list: Ignore\;">A.&nbsp\; </span>Carrier Utili
 zation Reports for the period ending June 30\, 2026</span></p>\n<p><span
  style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 1
 2pt\;"> </span></p>\n<p class="MsoListParagraphCxSpMiddle" style="mso-ad
 d-space: auto\; text-indent: -.25in\; line-height: normal\; mso-list: l3
  level2 lfo1\; margin: 0in 0in 0in 1.25in\;"><span style="font-family: '
 trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"><!-- [if !suppo
 rtLists]--><span style="mso-list: Ignore\;">1.&nbsp\; </span>Kaiser Perm
 anente Semi-Annual Utilization Report</span></p>\n<p><span style="font-f
 amily: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span
 ></p>\n<p class="MsoListParagraphCxSpMiddle" style="mso-add-space: auto\
 ; text-indent: -.25in\; line-height: normal\; mso-list: l3 level2 lfo1\;
  margin: 0in 0in 0in 1.25in\;"><span style="font-family: 'trebuchet ms'\
 , geneva\, sans-serif\; font-size: 12pt\;"><!-- [if !supportLists]--><sp
 an style="mso-list: Ignore\;">2.&nbsp\; </span>HMSA Semi-Annual Utilizat
 ion Report</span></p>\n<p><span style="font-family: 'trebuchet ms'\, gen
 eva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoListPar
 agraphCxSpMiddle" style="mso-add-space: auto\; text-indent: -.25in\; lin
 e-height: normal\; mso-list: l3 level2 lfo1\; margin: 0in 0in 0in 1.25in
 \;"><span style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; fon
 t-size: 12pt\;"><!-- [if !supportLists]--><span style="mso-list: Ignore\
 ;">3.&nbsp\; </span>HDS Active Annual Utilization Report</span></p>\n<p>
 <span style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-si
 ze: 12pt\;"> </span></p>\n<p class="MsoListParagraphCxSpMiddle" style="m
 so-add-space: auto\; text-indent: -.25in\; line-height: normal\; mso-lis
 t: l3 level2 lfo1\; margin: 0in 0in 0in 1.25in\;"><span style="font-fami
 ly: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"><!-- [if !
 supportLists]--><span style="mso-list: Ignore\;">4.&nbsp\; </span>VSP Ac
 tive Annual Utilization Report</span></p>\n<p><span style="font-family: 
 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n
 <p class="MsoListParagraphCxSpMiddle" style="mso-add-space: auto\; text-
 indent: -.25in\; line-height: normal\; mso-list: l3 level1 lfo1\; margin
 : 0in 0in 0in .75in\;"><span style="font-family: 'trebuchet ms'\, geneva
 \, sans-serif\; font-size: 12pt\;"><!-- [if !supportLists]--><span style
 ="mso-list: Ignore\;">B.&nbsp\; </span>2026 Segal Active Annual Report (
 includes analysis of the HMSA HMO plan)</span></p>\n<p><span style="font
 -family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </sp
 an></p>\n<p class="MsoListParagraphCxSpMiddle" style="mso-add-space: aut
 o\; text-indent: -.25in\; line-height: normal\; mso-list: l3 level1 lfo1
 \; margin: 0in 0in 0in .75in\;"><span style="font-family: 'trebuchet ms'
 \, geneva\, sans-serif\; font-size: 12pt\;"><!-- [if !supportLists]--><s
 pan style="mso-list: Ignore\;">C.&nbsp\; </span>2027 HMSA Medicare Advan
 tage Plans Disenrollment Notice (informational only)</span></p>\n<p><spa
 n style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 
 12pt\;"> </span></p>\n<p class="MsoListParagraphCxSpMiddle" style="mso-a
 dd-space: auto\; text-indent: -.25in\; line-height: normal\; mso-list: l
 3 level1 lfo1\; margin: 0in 0in 0in .75in\;"><span style="font-family: '
 trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"><!-- [if !suppo
 rtLists]--><span style="mso-list: Ignore\;">D.&nbsp\; </span>Proposed Ac
 tive and Retiree Plan Changes</span></p>\n<p><span style="font-family: '
 trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<
 p class="MsoListParagraphCxSpMiddle" style="mso-add-space: auto\; text-i
 ndent: -.25in\; line-height: normal\; mso-list: l3 level2 lfo1\; margin:
  0in 0in 0in 1.25in\;"><span style="font-family: 'trebuchet ms'\, geneva
 \, sans-serif\; font-size: 12pt\;"><!-- [if !supportLists]--><span style
 ="mso-list: Ignore\;">1.&nbsp\; </span>HMSA</span></p>\n<p><span style="
 font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> 
 </span></p>\n<p class="MsoListParagraphCxSpMiddle" style="mso-add-space:
  auto\; text-indent: -.25in\; line-height: normal\; mso-list: l3 level2 
 lfo1\; margin: 0in 0in 0in 1.25in\;"><span style="font-family: 'trebuche
 t ms'\, geneva\, sans-serif\; font-size: 12pt\;"><!-- [if !supportLists]
 --><span style="mso-list: Ignore\;">2.&nbsp\; </span>HMSA Vision</span><
 /p>\n<p><span style="font-family: 'trebuchet ms'\, geneva\, sans-serif\;
  font-size: 12pt\;"> </span></p>\n<p class="MsoListParagraphCxSpMiddle" 
 style="mso-add-space: auto\; text-indent: -.25in\; line-height: normal\;
  mso-list: l3 level2 lfo1\; margin: 0in 0in 0in 1.25in\;"><span style="f
 ont-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"><!
 -- [if !supportLists]--><span style="mso-list: Ignore\;">3.&nbsp\; </spa
 n>HDS</span></p>\n<p><span style="font-family: 'trebuchet ms'\, geneva\,
  sans-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoListParagrap
 hCxSpLast" style="mso-add-space: auto\; text-indent: -.25in\; line-heigh
 t: normal\; mso-list: l3 level2 lfo1\; margin: 0in 0in 0in 1.25in\;"><sp
 an style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size:
  12pt\;"><!-- [if !supportLists]--><span style="mso-list: Ignore\;">4.&n
 bsp\; </span>Kaiser Permanente&nbsp\;</span></p>\n<p><span style="font-f
 amily: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span
 ></p>\n<p class="MsoListParagraphCxSpFirst" style="text-indent: -0.5in\;
  line-height: normal\; padding-left: 40px\;"><span style="font-family: '
 trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"><span style="ms
 o-list: Ignore\;">IV.&nbsp\; </span>Executive Session</span></p>\n<p><sp
 an style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size:
  12pt\;"> </span></p>\n<p class="MsoListParagraphCxSpMiddle" style="marg
 in-left: .75in\; mso-add-space: auto\; text-indent: -.25in\; line-height
 : normal\; mso-list: l1 level1 lfo3\;"><span style="font-family: 'trebuc
 het ms'\, geneva\, sans-serif\; font-size: 12pt\;"><!-- [if !supportList
 s]--><span style="mso-list: Ignore\;">A.&nbsp\; </span>CVS Inflation Cap
  and Trend Guarantees [Authorized under HRS 92-5(a)(8) and HRS 103D]</sp
 an></p>\n<p><span style="font-family: 'trebuchet ms'\, geneva\, sans-ser
 if\; font-size: 12pt\;"> </span></p>\n<p class="MsoListParagraphCxSpLast
 " style="mso-add-space: auto\; text-indent: -.25in\; line-height: normal
 \; mso-list: l1 level1 lfo3\; margin: 0in 0in 0in .75in\;"><span style="
 font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"><
 !-- [if !supportLists]--><span style="mso-list: Ignore\;">B.&nbsp\; </sp
 an>Review of Minutes &ndash\; October 13\, 2026 [Authorized under HRS 92
 -5(a)(8) and 92-0(b)]</span></p>\n<p><span style="font-family: 'trebuche
 t ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class=
 "MsoNormal"><span style="font-family: 'trebuchet ms'\, geneva\, sans-ser
 if\; font-size: 12pt\;"><span style="mso-list: Ignore\;">V.&nbsp\; </spa
 n><span style="text-indent: -0.5in\;">Next Meeting &ndash\; March 30\, 2
 027</span></span></p>\n<p><span style="font-family: 'trebuchet ms'\, gen
 eva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoNormal"
  style="margin-left: .5in\;"><span style="font-family: 'trebuchet ms'\, 
 geneva\, sans-serif\; font-size: 12pt\;">The next meeting agenda will in
 clude the 2027 Health and Wellness Communication Plan and HMSA and Kaise
 r Permanente Annual Disease Burden and HEDIS Reports for the period endi
 ng December 31\, 2025.</span></p>\n<p><span style="font-family: 'trebuch
 et ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class
 ="MsoNormal"><span style="font-family: 'trebuchet ms'\, geneva\, sans-se
 rif\; font-size: 12pt\;"><span style="line-height: 115%\;">VI.&nbsp\; </
 span><span style="line-height: 115%\;">Adjournment</span></span></p>\n<p
 ><span style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-s
 ize: 12pt\;"> </span></p>\n<p class="MsoNormal"><span style="font-family
 : 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;">&nbsp\;</spa
 n></p>\n<p><span style="font-family: 'trebuchet ms'\, geneva\, sans-seri
 f\; font-size: 12pt\;"> </span></p>\n<p class="MsoNormal"><span style="f
 ont-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"><s
 pan style="mso-bidi-font-size: 12.0pt\;">If you need an auxiliary aid/se
 rvice or other accommodation due to a disability\, please contact Ms.&nb
 sp\;Desiree Yamauchi at (808) 587-5434 or </span><a href="mailto:eutfadm
 in@hawaii.gov"><span style="mso-bidi-font-size: 12.0pt\;">eutfadmin@hawa
 ii.gov</span></a><span style="mso-bidi-font-size: 12.0pt\;">\, as soon a
 s possible\, preferably at least 3 business days prior to the meeting.&n
 bsp\; Requests made as early as possible have a greater likelihood of be
 ing fulfilled.</span></span></p>\n<p><span style="font-family: 'trebuche
 t ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class=
 "MsoNormal"><span style="font-family: 'trebuchet ms'\, geneva\, sans-ser
 if\; font-size: 12pt\;"><a name="_Hlk37668146"></a>Testimony may be subm
 itted prior to the meeting via email to <a href="mailto:eutfadmin@hawaii
 .gov">eutfadmin@hawaii.gov</a><span style="mso-bookmark: _Hlk37668146\;"
 > or mailed or delivered in person to: Hawaii Employer-Union Health Bene
 fits Trust Fund\, Attn:&nbsp\; Benefits Committee-Testimony\, 201 Mercha
 nt Street\, Suite 1700\, Honolulu\, HI&nbsp\; 96813.&nbsp\; Please inclu
 de the word &ldquo\;testimony&rdquo\;\, the agenda item number\, and sub
 ject matter following the address line.&nbsp\; There is no deadline for 
 submission of testimony\, however\, the EUTF requests that all written t
 estimony be received no later than 9:00 a.m.\, one (1) business day prio
 r to the meeting date in order to afford Board members adequate time to 
 review materials.</span></span></p>\n<p><span style="font-family: 'trebu
 chet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p cla
 ss="MsoNormal"><span style="font-family: 'trebuchet ms'\, geneva\, sans-
 serif\; font-size: 12pt\;">To view the meeting and provide live oral tes
 timony during the meeting\, following are the Microsoft Teams Meeting de
 tails:</span></p>\n<p><span style="font-family: 'trebuchet ms'\, geneva\
 , sans-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoListParagra
 phCxSpFirst" style="margin-bottom: 0in\; text-indent: -0.25in\; line-hei
 ght: normal\; padding-left: 40px\;"><span style="font-family: 'trebuchet
  ms'\, geneva\, sans-serif\; font-size: 12pt\;"><!-- [if !supportLists]-
 -><span style="color: #252424\;"><span style="mso-list: Ignore\;">&middo
 t\;<span style="font-style: normal\; font-variant: normal\; font-size-ad
 just: none\; font-language-override: normal\; font-kerning: auto\; font-
 optical-sizing: auto\; font-feature-settings: normal\; font-variation-se
 ttings: normal\; font-weight: normal\; font-stretch: normal\; line-heigh
 t: normal\;">&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\; </
 span></span></span><!--[endif]--><span style="color: blue\;"><a title="M
 eeting join link" href="https://teams.microsoft.com/l/meetup-join/19%3am
 eeting_MzVkMmM5ZGMtZTg3Zi00M2EzLWFlZDAtZGFmMjNmMzg3YTM4%40thread.v2/0?co
 ntext=%7b%22Tid%22%3a%223847dec6-63b2-43f9-a6d0-58a40aaa1a10%22%2c%22Oid
 %22%3a%221ec28820-992a-428a-a6a0-44c156209163%22%7d" target="_blank" rel
 ="noopener"><strong>Join the meeting now</strong></a></span><span style=
 "color: #242424\;"> </span><span style="color: #252424\;">or copy and pa
 ste the following URL into your browser:<span style="mso-spacerun: yes\;
 ">&nbsp\; </span>https://teams.microsoft.com/l/meetup-join/19%3ameeting_
 MzVkMmM5ZGMtZTg3Zi00M2EzLWFlZDAtZGFmMjNmMzg3YTM4%40thread.v2/0?context=%
 7b%22Tid%22%3a%223847dec6-63b2-43f9-a6d0-58a40aaa1a10%22%2c%22Oid%22%3a%
 221ec28820-992a-428a-a6a0-44c156209163%22%7d</span></span></p>\n<p><span
  style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 1
 2pt\;"> </span></p>\n<p class="MsoListParagraphCxSpMiddle" style="mso-ad
 d-space: auto\; text-indent: -.25in\; line-height: normal\; mso-list: l2
  level2 lfo2\; margin: 0in 0in 0in .75in\;"><span style="font-family: 't
 rebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"><!-- [if !suppor
 tLists]--><span style="color: #252424\;"><span style="mso-list: Ignore\;
 ">o<span style="font-style: normal\; font-variant: normal\; font-size-ad
 just: none\; font-language-override: normal\; font-kerning: auto\; font-
 optical-sizing: auto\; font-feature-settings: normal\; font-variation-se
 ttings: normal\; font-weight: normal\; font-stretch: normal\; line-heigh
 t: normal\;">&nbsp\;&nbsp\; </span></span></span><!--[endif]-->If prompt
 ed\, enter:</span></p>\n<p><span style="font-family: 'trebuchet ms'\, ge
 neva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoListPa
 ragraphCxSpMiddle" style="mso-add-space: auto\; text-indent: -.25in\; li
 ne-height: normal\; mso-list: l2 level3 lfo2\; margin: 0in 0in 0in 1.0in
 \;"><span style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; fon
 t-size: 12pt\;"><!-- [if !supportLists]--><span style="color: #252424\;"
 ><span style="mso-list: Ignore\;">&sect\;<span style="font-style: normal
 \; font-variant: normal\; font-size-adjust: none\; font-language-overrid
 e: normal\; font-kerning: auto\; font-optical-sizing: auto\; font-featur
 e-settings: normal\; font-variation-settings: normal\; font-weight: norm
 al\; font-stretch: normal\; line-height: normal\;">&nbsp\; </span></span
 ></span><!--[endif]--><span style="color: #252424\;">Meeting ID:<span st
 yle="mso-spacerun: yes\;">&nbsp\; </span>297 166 107 793 31</span></span
 ></p>\n<p><span style="font-family: 'trebuchet ms'\, geneva\, sans-serif
 \; font-size: 12pt\;"> </span></p>\n<p class="MsoListParagraphCxSpMiddle
 " style="mso-add-space: auto\; text-indent: -.25in\; line-height: normal
 \; mso-list: l2 level3 lfo2\; margin: 0in 0in 0in 1.0in\;"><span style="
 font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"><
 !-- [if !supportLists]--><span style="color: #252424\;"><span style="mso
 -list: Ignore\;">&sect\;<span style="font-style: normal\; font-variant: 
 normal\; font-size-adjust: none\; font-language-override: normal\; font-
 kerning: auto\; font-optical-sizing: auto\; font-feature-settings: norma
 l\; font-variation-settings: normal\; font-weight: normal\; font-stretch
 : normal\; line-height: normal\;">&nbsp\; </span></span></span><!--[endi
 f]--><span style="color: #252424\;">Passcode:<span style="mso-spacerun: 
 yes\;">&nbsp\; </span>Db6dr9GC</span></span></p>\n<p><span style="font-f
 amily: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span
 ></p>\n<p class="MsoListParagraphCxSpMiddle" style="mso-add-space: auto\
 ; text-indent: -.25in\; line-height: normal\; mso-list: l2 level2 lfo2\;
  margin: 0in 0in 0in .75in\;"><span style="font-family: 'trebuchet ms'\,
  geneva\, sans-serif\; font-size: 12pt\;"><!-- [if !supportLists]--><spa
 n style="color: #252424\;"><span style="mso-list: Ignore\;">o<span style
 ="font-style: normal\; font-variant: normal\; font-size-adjust: none\; f
 ont-language-override: normal\; font-kerning: auto\; font-optical-sizing
 : auto\; font-feature-settings: normal\; font-variation-settings: normal
 \; font-weight: normal\; font-stretch: normal\; line-height: normal\;">&
 nbsp\;&nbsp\; </span></span></span><!--[endif]--><span style="color: #25
 2424\;">For instructions to turn on live captions in Microsoft Teams\, <
 /span><a href="https://support.microsoft.com/en-us/office/use-live-capti
 ons-in-a-teams-meeting-4be2d304-f675-4b57-8347-cbd000a21260">please clic
 k here.</a></span></p>\n<p><span style="font-family: 'trebuchet ms'\, ge
 neva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoListPa
 ragraphCxSpMiddle" style="text-indent: -0.25in\; line-height: normal\; p
 adding-left: 40px\;"><span style="font-family: 'trebuchet ms'\, geneva\,
  sans-serif\; font-size: 12pt\;"><!-- [if !supportLists]--><span style="
 mso-list: Ignore\;">&middot\;<span style="font-style: normal\; font-vari
 ant: normal\; font-size-adjust: none\; font-language-override: normal\; 
 font-kerning: auto\; font-optical-sizing: auto\; font-feature-settings: 
 normal\; font-variation-settings: normal\; font-weight: normal\; font-st
 retch: normal\; line-height: normal\;">&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp
 \;&nbsp\;&nbsp\;&nbsp\; </span></span><!--[endif]--><span style="color: 
 #252424\;">Dial-in number: </span><span style="mso-spacerun: yes\;">&nbs
 p\;</span><a href="tel:+18088294853\,\,103016309">+1 808-829-4853</a><sp
 an style="color: #252424\;">&nbsp\;United States\, Honolulu (Toll)</span
 ></span></p>\n<p><span style="font-family: 'trebuchet ms'\, geneva\, san
 s-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoListParagraphCxS
 pLast" style="mso-add-space: auto\; text-indent: -.25in\; line-height: n
 ormal\; mso-list: l2 level2 lfo2\; margin: 0in 0in 0in 1.0in\;"><span st
 yle="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt
 \;"><!-- [if !supportLists]--><span style="mso-list: Ignore\;">o<span st
 yle="font-style: normal\; font-variant: normal\; font-size-adjust: none\
 ; font-language-override: normal\; font-kerning: auto\; font-optical-siz
 ing: auto\; font-feature-settings: normal\; font-variation-settings: nor
 mal\; font-weight: normal\; font-stretch: normal\; line-height: normal\;
 ">&nbsp\;&nbsp\; </span></span><!--[endif]--><span style="color: #252424
 \;">Phone Conference ID: </span><span style="color: #242424\;">103 016 3
 09#</span></span></p>\n<p><span style="font-family: 'trebuchet ms'\, gen
 eva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoNormal"
 ><span style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-s
 ize: 12pt\;">&nbsp\;</span></p>\n<p><span style="font-family: 'trebuchet
  ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class="
 MsoNormal"><span style="font-family: 'trebuchet ms'\, geneva\, sans-seri
 f\; font-size: 12pt\;"><span style="mso-bidi-font-size: 12.0pt\;">A list
 ing of all documents included in the Board packet will be available at t
 he EUTF website (</span><a href="https://eutf.hawaii.gov/"><span style="
 mso-bidi-font-size: 12.0pt\;">eutf.hawaii.gov</span></a><span style="mso
 -bidi-font-size: 12.0pt\;">) through the Events Calendar three (3) busin
 ess days prior to the meeting.</span></span></p>\n<p><span style="font-f
 amily: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span
 ></p>\n<p class="MsoNormal"><span style="font-family: 'trebuchet ms'\, g
 eneva\, sans-serif\; font-size: 12pt\;"><span style="mso-bidi-font-size:
  12.0pt\;">The Board packet can be accessed at the EUTF website (</span>
 <a href="https://eutf.hawaii.gov/">eutf.hawaii.gov</a><span style="mso-b
 idi-font-size: 12.0pt\;">) through the Events Calendar three (3) busines
 s days prior to the meeting.&nbsp\; A copy of the packet will also be av
 ailable for public inspection in the EUTF office at that time.</span></s
 pan></p>\n<p><span style="font-family: 'trebuchet ms'\, geneva\, sans-se
 rif\; font-size: 12pt\;"> </span></p>\n<p class="MsoNormal"><span style=
 "font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;">
 <span style="mso-bidi-font-size: 12.0pt\;">Please contact Ms. Desiree Ya
 mauchi at (808) 587‑5434 or </span><a href="mailto:eutfadmin@hawaii.gov"
 >eutfadmin@hawaii.gov</a><span style="mso-bidi-font-size: 12.0pt\;"> if 
 you have any questions.</span></span></p>\n<p><span style="font-family: 
 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n
 <p class="MsoNormal" style="text-align: center\;" align="center"><span s
 tyle="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12p
 t\;">Upon request\, an electronic copy of this notice can be provided.</
 span></p>\n<p><span style="font-family: 'trebuchet ms'\, geneva\, sans-s
 erif\; font-size: 12pt\;"> </span></p>\n<p class="MsoNormal" style="text
 -align: center\;" align="center">&nbsp\;</p>
X-ALT-DESC;FMTTYPE=text/html:<p class="MsoNormal" style="text-align: cent
 er\;" align="center"><span style="font-family: 'trebuchet ms'\, geneva\,
  sans-serif\; font-size: 12pt\;">November 10\, 2026</span></p>\n<p><span
  style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 1
 2pt\;"> </span></p>\n<p class="MsoNormal" style="text-align: center\;" a
 lign="center"><span style="font-family: 'trebuchet ms'\, geneva\, sans-s
 erif\; font-size: 12pt\;">&nbsp\;</span></p>\n<p><span style="font-famil
 y: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p
 >\n<p class="MsoNormal" style="text-align: center\;" align="center"><spa
 n style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 
 12pt\;">NOTICE OF MEETING</span></p>\n<p><span style="font-family: 'treb
 uchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p cl
 ass="MsoNormal" style="text-align: center\;" align="center"><span style=
 "font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;">
 HAWAII EMPLOYER-UNION HEALTH BENEFITS TRUST FUND</span></p>\n<p><span st
 yle="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt
 \;"> </span></p>\n<p class="MsoNormal" style="text-align: center\;" alig
 n="center"><span style="font-family: 'trebuchet ms'\, geneva\, sans-seri
 f\; font-size: 12pt\;">BENEFITS COMMITTEE</span></p>\n<p><span style="fo
 nt-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </
 span></p>\n<p class="MsoNormal"><span style="font-family: 'trebuchet ms'
 \, geneva\, sans-serif\; font-size: 12pt\;">&nbsp\;</span></p>\n<p><span
  style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 1
 2pt\;"> </span></p>\n<p class="MsoNormal"><span style="font-family: 'tre
 buchet ms'\, geneva\, sans-serif\; font-size: 12pt\;">DATE:&nbsp\; Novem
 ber 17\, 2026\, Tuesday</span></p>\n<p><span style="font-family: 'trebuc
 het ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p clas
 s="MsoNormal"><span style="font-family: 'trebuchet ms'\, geneva\, sans-s
 erif\; font-size: 12pt\;">TIME:&nbsp\; 9:00 a.m.</span></p>\n<p><span st
 yle="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt
 \;"> </span></p>\n<p class="MsoNormal"><span style="font-family: 'trebuc
 het ms'\, geneva\, sans-serif\; font-size: 12pt\;">PLACE:&nbsp\; HAWAII 
 EMPLOYER-UNION HEALTH BENEFITS TRUST FUND (EUTF)</span></p>\n<p><span st
 yle="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt
 \;"> </span></p>\n<p class="MsoNormal" style="padding-left: 80px\;"><spa
 n style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 
 12pt\;">CITY FINANCIAL TOWER</span></p>\n<p><span style="font-family: 't
 rebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p
  class="MsoNormal" style="padding-left: 80px\;"><span style="font-family
 : 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;">201 MERCHANT
  STREET\, SUITE 1700</span></p>\n<p><span style="font-family: 'trebuchet
  ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class="
 MsoNormal" style="padding-left: 80px\;"><span style="font-family: 'trebu
 chet ms'\, geneva\, sans-serif\; font-size: 12pt\;">HONOLULU\, HAWAII</s
 pan></p>\n<p><span style="font-family: 'trebuchet ms'\, geneva\, sans-se
 rif\; font-size: 12pt\;"> </span></p>\n<p class="MsoNormal"><span style=
 "font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;">
 &nbsp\;</span></p>\n<p><span style="font-family: 'trebuchet ms'\, geneva
 \, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoNormal" st
 yle="text-align: center\;" align="center"><span style="font-family: 'tre
 buchet ms'\, geneva\, sans-serif\; font-size: 12pt\;">A G E N D A</span>
 </p>\n<p><span style="font-family: 'trebuchet ms'\, geneva\, sans-serif\
 ; font-size: 12pt\;"> </span></p>\n<p class="MsoNormal" style="text-alig
 n: center\;" align="center">&nbsp\;</p>\n<p><span style="font-family: 't
 rebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p
  class="MsoNormal" style="text-align: center\;" align="center"><span sty
 le="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\
 ;">OPEN SESSION PARTICIPATION IN PERSON\, VIA TELECONFERENCE AND VIA&nbs
 p\;TELEPHONE</span></p>\n<p><span style="font-family: 'trebuchet ms'\, g
 eneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoNorma
 l" style="text-align: center\;" align="center"><span style="font-family:
  'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;">(see below fo
 r teleconference and telephone details)</span></p>\n<p><span style="font
 -family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </sp
 an></p>\n<p class="MsoNormal">&nbsp\;</p>\n<p><span style="font-family: 
 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n
 <p class="MsoListParagraph" style="margin-bottom: 0in\; text-indent: -0.
 5in\; line-height: normal\; padding-left: 40px\;"><span style="font-fami
 ly: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"><!-- [if !
 supportLists]--><span style="mso-list: Ignore\;"><span style="font-style
 : normal\; font-variant: normal\; font-size-adjust: none\; font-language
 -override: normal\; font-kerning: auto\; font-optical-sizing: auto\; fon
 t-feature-settings: normal\; font-variation-settings: normal\; font-weig
 ht: normal\; font-stretch: normal\; line-height: normal\;">&nbsp\; </spa
 n>I.&nbsp\; </span>Call to Order</span></p>\n<p><span style="font-family
 : 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>
 \n<p class="MsoNormal"><span style="font-family: 'trebuchet ms'\, geneva
 \, sans-serif\; font-size: 12pt\;"><span style="mso-list: Ignore\;">II.&
 nbsp\; </span><span style="text-indent: -0.5in\;">Review of Minutes &nda
 sh\; October 13\, 2026</span></span></p>\n<p><span style="font-family: '
 trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<
 p class="MsoNormal"><span style="font-family: 'trebuchet ms'\, geneva\, 
 sans-serif\; font-size: 12pt\;"><span style="mso-list: Ignore\;">III.&nb
 sp\; </span><span style="text-indent: -0.5in\;">New Business</span></spa
 n></p>\n<p><span style="font-family: 'trebuchet ms'\, geneva\, sans-seri
 f\; font-size: 12pt\;"> </span></p>\n<p class="MsoListParagraphCxSpMiddl
 e" style="mso-add-space: auto\; text-indent: -.25in\; line-height: norma
 l\; mso-list: l3 level1 lfo1\; margin: 0in 0in 0in .75in\;"><span style=
 "font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;">
 <!-- [if !supportLists]--><span style="mso-list: Ignore\;">A.&nbsp\; </s
 pan>Carrier Utilization Reports for the period ending June 30\, 2026</sp
 an></p>\n<p><span style="font-family: 'trebuchet ms'\, geneva\, sans-ser
 if\; font-size: 12pt\;"> </span></p>\n<p class="MsoListParagraphCxSpMidd
 le" style="mso-add-space: auto\; text-indent: -.25in\; line-height: norm
 al\; mso-list: l3 level2 lfo1\; margin: 0in 0in 0in 1.25in\;"><span styl
 e="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;
 "><!-- [if !supportLists]--><span style="mso-list: Ignore\;">1.&nbsp\; <
 /span>Kaiser Permanente Semi-Annual Utilization Report</span></p>\n<p><s
 pan style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size
 : 12pt\;"> </span></p>\n<p class="MsoListParagraphCxSpMiddle" style="mso
 -add-space: auto\; text-indent: -.25in\; line-height: normal\; mso-list:
  l3 level2 lfo1\; margin: 0in 0in 0in 1.25in\;"><span style="font-family
 : 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"><!-- [if !su
 pportLists]--><span style="mso-list: Ignore\;">2.&nbsp\; </span>HMSA Sem
 i-Annual Utilization Report</span></p>\n<p><span style="font-family: 'tr
 ebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p 
 class="MsoListParagraphCxSpMiddle" style="mso-add-space: auto\; text-ind
 ent: -.25in\; line-height: normal\; mso-list: l3 level2 lfo1\; margin: 0
 in 0in 0in 1.25in\;"><span style="font-family: 'trebuchet ms'\, geneva\,
  sans-serif\; font-size: 12pt\;"><!-- [if !supportLists]--><span style="
 mso-list: Ignore\;">3.&nbsp\; </span>HDS Active Annual Utilization Repor
 t</span></p>\n<p><span style="font-family: 'trebuchet ms'\, geneva\, san
 s-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoListParagraphCxS
 pMiddle" style="mso-add-space: auto\; text-indent: -.25in\; line-height:
  normal\; mso-list: l3 level2 lfo1\; margin: 0in 0in 0in 1.25in\;"><span
  style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 1
 2pt\;"><!-- [if !supportLists]--><span style="mso-list: Ignore\;">4.&nbs
 p\; </span>VSP Active Annual Utilization Report</span></p>\n<p><span sty
 le="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\
 ;"> </span></p>\n<p class="MsoListParagraphCxSpMiddle" style="mso-add-sp
 ace: auto\; text-indent: -.25in\; line-height: normal\; mso-list: l3 lev
 el1 lfo1\; margin: 0in 0in 0in .75in\;"><span style="font-family: 'trebu
 chet ms'\, geneva\, sans-serif\; font-size: 12pt\;"><!-- [if !supportLis
 ts]--><span style="mso-list: Ignore\;">B.&nbsp\; </span>2026 Segal Activ
 e Annual Report (includes analysis of the HMSA HMO plan)</span></p>\n<p>
 <span style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-si
 ze: 12pt\;"> </span></p>\n<p class="MsoListParagraphCxSpMiddle" style="m
 so-add-space: auto\; text-indent: -.25in\; line-height: normal\; mso-lis
 t: l3 level1 lfo1\; margin: 0in 0in 0in .75in\;"><span style="font-famil
 y: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"><!-- [if !s
 upportLists]--><span style="mso-list: Ignore\;">C.&nbsp\; </span>2027 HM
 SA Medicare Advantage Plans Disenrollment Notice (informational only)</s
 pan></p>\n<p><span style="font-family: 'trebuchet ms'\, geneva\, sans-se
 rif\; font-size: 12pt\;"> </span></p>\n<p class="MsoListParagraphCxSpMid
 dle" style="mso-add-space: auto\; text-indent: -.25in\; line-height: nor
 mal\; mso-list: l3 level1 lfo1\; margin: 0in 0in 0in .75in\;"><span styl
 e="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;
 "><!-- [if !supportLists]--><span style="mso-list: Ignore\;">D.&nbsp\; <
 /span>Proposed Active and Retiree Plan Changes</span></p>\n<p><span styl
 e="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;
 "> </span></p>\n<p class="MsoListParagraphCxSpMiddle" style="mso-add-spa
 ce: auto\; text-indent: -.25in\; line-height: normal\; mso-list: l3 leve
 l2 lfo1\; margin: 0in 0in 0in 1.25in\;"><span style="font-family: 'trebu
 chet ms'\, geneva\, sans-serif\; font-size: 12pt\;"><!-- [if !supportLis
 ts]--><span style="mso-list: Ignore\;">1.&nbsp\; </span>HMSA</span></p>\
 n<p><span style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; fon
 t-size: 12pt\;"> </span></p>\n<p class="MsoListParagraphCxSpMiddle" styl
 e="mso-add-space: auto\; text-indent: -.25in\; line-height: normal\; mso
 -list: l3 level2 lfo1\; margin: 0in 0in 0in 1.25in\;"><span style="font-
 family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"><!-- [
 if !supportLists]--><span style="mso-list: Ignore\;">2.&nbsp\; </span>HM
 SA Vision</span></p>\n<p><span style="font-family: 'trebuchet ms'\, gene
 va\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoListPara
 graphCxSpMiddle" style="mso-add-space: auto\; text-indent: -.25in\; line
 -height: normal\; mso-list: l3 level2 lfo1\; margin: 0in 0in 0in 1.25in\
 ;"><span style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font
 -size: 12pt\;"><!-- [if !supportLists]--><span style="mso-list: Ignore\;
 ">3.&nbsp\; </span>HDS</span></p>\n<p><span style="font-family: 'trebuch
 et ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class
 ="MsoListParagraphCxSpLast" style="mso-add-space: auto\; text-indent: -.
 25in\; line-height: normal\; mso-list: l3 level2 lfo1\; margin: 0in 0in 
 0in 1.25in\;"><span style="font-family: 'trebuchet ms'\, geneva\, sans-s
 erif\; font-size: 12pt\;"><!-- [if !supportLists]--><span style="mso-lis
 t: Ignore\;">4.&nbsp\; </span>Kaiser Permanente&nbsp\;</span></p>\n<p><s
 pan style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size
 : 12pt\;"> </span></p>\n<p class="MsoListParagraphCxSpFirst" style="text
 -indent: -0.5in\; line-height: normal\; padding-left: 40px\;"><span styl
 e="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;
 "><span style="mso-list: Ignore\;">IV.&nbsp\; </span>Executive Session</
 span></p>\n<p><span style="font-family: 'trebuchet ms'\, geneva\, sans-s
 erif\; font-size: 12pt\;"> </span></p>\n<p class="MsoListParagraphCxSpMi
 ddle" style="margin-left: .75in\; mso-add-space: auto\; text-indent: -.2
 5in\; line-height: normal\; mso-list: l1 level1 lfo3\;"><span style="fon
 t-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"><!--
  [if !supportLists]--><span style="mso-list: Ignore\;">A.&nbsp\; </span>
 CVS Inflation Cap and Trend Guarantees [Authorized under HRS 92-5(a)(8) 
 and HRS 103D]</span></p>\n<p><span style="font-family: 'trebuchet ms'\, 
 geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoList
 ParagraphCxSpLast" style="mso-add-space: auto\; text-indent: -.25in\; li
 ne-height: normal\; mso-list: l1 level1 lfo3\; margin: 0in 0in 0in .75in
 \;"><span style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; fon
 t-size: 12pt\;"><!-- [if !supportLists]--><span style="mso-list: Ignore\
 ;">B.&nbsp\; </span>Review of Minutes &ndash\; October 13\, 2026 [Author
 ized under HRS 92-5(a)(8) and 92-0(b)]</span></p>\n<p><span style="font-
 family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </spa
 n></p>\n<p class="MsoNormal"><span style="font-family: 'trebuchet ms'\, 
 geneva\, sans-serif\; font-size: 12pt\;"><span style="mso-list: Ignore\;
 ">V.&nbsp\; </span><span style="text-indent: -0.5in\;">Next Meeting &nda
 sh\; March 30\, 2027</span></span></p>\n<p><span style="font-family: 'tr
 ebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p 
 class="MsoNormal" style="margin-left: .5in\;"><span style="font-family: 
 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;">The next meeti
 ng agenda will include the 2027 Health and Wellness Communication Plan a
 nd HMSA and Kaiser Permanente Annual Disease Burden and HEDIS Reports fo
 r the period ending December 31\, 2025.</span></p>\n<p><span style="font
 -family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </sp
 an></p>\n<p class="MsoNormal"><span style="font-family: 'trebuchet ms'\,
  geneva\, sans-serif\; font-size: 12pt\;"><span style="line-height: 115%
 \;">VI.&nbsp\; </span><span style="line-height: 115%\;">Adjournment</spa
 n></span></p>\n<p><span style="font-family: 'trebuchet ms'\, geneva\, sa
 ns-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoNormal"><span s
 tyle="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12p
 t\;">&nbsp\;</span></p>\n<p><span style="font-family: 'trebuchet ms'\, g
 eneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoNorma
 l"><span style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font
 -size: 12pt\;"><span style="mso-bidi-font-size: 12.0pt\;">If you need an
  auxiliary aid/service or other accommodation due to a disability\, plea
 se contact Ms.&nbsp\;Desiree Yamauchi at (808) 587-5434 or </span><a hre
 f="mailto:eutfadmin@hawaii.gov"><span style="mso-bidi-font-size: 12.0pt\
 ;">eutfadmin@hawaii.gov</span></a><span style="mso-bidi-font-size: 12.0p
 t\;">\, as soon as possible\, preferably at least 3 business days prior 
 to the meeting.&nbsp\; Requests made as early as possible have a greater
  likelihood of being fulfilled.</span></span></p>\n<p><span style="font-
 family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </spa
 n></p>\n<p class="MsoNormal"><span style="font-family: 'trebuchet ms'\, 
 geneva\, sans-serif\; font-size: 12pt\;"><a name="_Hlk37668146"></a>Test
 imony may be submitted prior to the meeting via email to <a href="mailto
 :eutfadmin@hawaii.gov">eutfadmin@hawaii.gov</a><span style="mso-bookmark
 : _Hlk37668146\;"> or mailed or delivered in person to: Hawaii Employer-
 Union Health Benefits Trust Fund\, Attn:&nbsp\; Benefits Committee-Testi
 mony\, 201 Merchant Street\, Suite 1700\, Honolulu\, HI&nbsp\; 96813.&nb
 sp\; Please include the word &ldquo\;testimony&rdquo\;\, the agenda item
  number\, and subject matter following the address line.&nbsp\; There is
  no deadline for submission of testimony\, however\, the EUTF requests t
 hat all written testimony be received no later than 9:00 a.m.\, one (1) 
 business day prior to the meeting date in order to afford Board members 
 adequate time to review materials.</span></span></p>\n<p><span style="fo
 nt-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </
 span></p>\n<p class="MsoNormal"><span style="font-family: 'trebuchet ms'
 \, geneva\, sans-serif\; font-size: 12pt\;">To view the meeting and prov
 ide live oral testimony during the meeting\, following are the Microsoft
  Teams Meeting details:</span></p>\n<p><span style="font-family: 'trebuc
 het ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p clas
 s="MsoListParagraphCxSpFirst" style="margin-bottom: 0in\; text-indent: -
 0.25in\; line-height: normal\; padding-left: 40px\;"><span style="font-f
 amily: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"><!-- [i
 f !supportLists]--><span style="color: #252424\;"><span style="mso-list:
  Ignore\;">&middot\;<span style="font-style: normal\; font-variant: norm
 al\; font-size-adjust: none\; font-language-override: normal\; font-kern
 ing: auto\; font-optical-sizing: auto\; font-feature-settings: normal\; 
 font-variation-settings: normal\; font-weight: normal\; font-stretch: no
 rmal\; line-height: normal\;">&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;
 &nbsp\;&nbsp\; </span></span></span><!--[endif]--><span style="color: bl
 ue\;"><a title="Meeting join link" href="https://teams.microsoft.com/l/m
 eetup-join/19%3ameeting_MzVkMmM5ZGMtZTg3Zi00M2EzLWFlZDAtZGFmMjNmMzg3YTM4
 %40thread.v2/0?context=%7b%22Tid%22%3a%223847dec6-63b2-43f9-a6d0-58a40aa
 a1a10%22%2c%22Oid%22%3a%221ec28820-992a-428a-a6a0-44c156209163%22%7d" ta
 rget="_blank" rel="noopener"><strong>Join the meeting now</strong></a></
 span><span style="color: #242424\;"> </span><span style="color: #252424\
 ;">or copy and paste the following URL into your browser:<span style="ms
 o-spacerun: yes\;">&nbsp\; </span>https://teams.microsoft.com/l/meetup-j
 oin/19%3ameeting_MzVkMmM5ZGMtZTg3Zi00M2EzLWFlZDAtZGFmMjNmMzg3YTM4%40thre
 ad.v2/0?context=%7b%22Tid%22%3a%223847dec6-63b2-43f9-a6d0-58a40aaa1a10%2
 2%2c%22Oid%22%3a%221ec28820-992a-428a-a6a0-44c156209163%22%7d</span></sp
 an></p>\n<p><span style="font-family: 'trebuchet ms'\, geneva\, sans-ser
 if\; font-size: 12pt\;"> </span></p>\n<p class="MsoListParagraphCxSpMidd
 le" style="mso-add-space: auto\; text-indent: -.25in\; line-height: norm
 al\; mso-list: l2 level2 lfo2\; margin: 0in 0in 0in .75in\;"><span style
 ="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"
 ><!-- [if !supportLists]--><span style="color: #252424\;"><span style="m
 so-list: Ignore\;">o<span style="font-style: normal\; font-variant: norm
 al\; font-size-adjust: none\; font-language-override: normal\; font-kern
 ing: auto\; font-optical-sizing: auto\; font-feature-settings: normal\; 
 font-variation-settings: normal\; font-weight: normal\; font-stretch: no
 rmal\; line-height: normal\;">&nbsp\;&nbsp\; </span></span></span><!--[e
 ndif]-->If prompted\, enter:</span></p>\n<p><span style="font-family: 't
 rebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p
  class="MsoListParagraphCxSpMiddle" style="mso-add-space: auto\; text-in
 dent: -.25in\; line-height: normal\; mso-list: l2 level3 lfo2\; margin: 
 0in 0in 0in 1.0in\;"><span style="font-family: 'trebuchet ms'\, geneva\,
  sans-serif\; font-size: 12pt\;"><!-- [if !supportLists]--><span style="
 color: #252424\;"><span style="mso-list: Ignore\;">&sect\;<span style="f
 ont-style: normal\; font-variant: normal\; font-size-adjust: none\; font
 -language-override: normal\; font-kerning: auto\; font-optical-sizing: a
 uto\; font-feature-settings: normal\; font-variation-settings: normal\; 
 font-weight: normal\; font-stretch: normal\; line-height: normal\;">&nbs
 p\; </span></span></span><!--[endif]--><span style="color: #252424\;">Me
 eting ID:<span style="mso-spacerun: yes\;">&nbsp\; </span>297 166 107 79
 3 31</span></span></p>\n<p><span style="font-family: 'trebuchet ms'\, ge
 neva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoListPa
 ragraphCxSpMiddle" style="mso-add-space: auto\; text-indent: -.25in\; li
 ne-height: normal\; mso-list: l2 level3 lfo2\; margin: 0in 0in 0in 1.0in
 \;"><span style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; fon
 t-size: 12pt\;"><!-- [if !supportLists]--><span style="color: #252424\;"
 ><span style="mso-list: Ignore\;">&sect\;<span style="font-style: normal
 \; font-variant: normal\; font-size-adjust: none\; font-language-overrid
 e: normal\; font-kerning: auto\; font-optical-sizing: auto\; font-featur
 e-settings: normal\; font-variation-settings: normal\; font-weight: norm
 al\; font-stretch: normal\; line-height: normal\;">&nbsp\; </span></span
 ></span><!--[endif]--><span style="color: #252424\;">Passcode:<span styl
 e="mso-spacerun: yes\;">&nbsp\; </span>Db6dr9GC</span></span></p>\n<p><s
 pan style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size
 : 12pt\;"> </span></p>\n<p class="MsoListParagraphCxSpMiddle" style="mso
 -add-space: auto\; text-indent: -.25in\; line-height: normal\; mso-list:
  l2 level2 lfo2\; margin: 0in 0in 0in .75in\;"><span style="font-family:
  'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"><!-- [if !sup
 portLists]--><span style="color: #252424\;"><span style="mso-list: Ignor
 e\;">o<span style="font-style: normal\; font-variant: normal\; font-size
 -adjust: none\; font-language-override: normal\; font-kerning: auto\; fo
 nt-optical-sizing: auto\; font-feature-settings: normal\; font-variation
 -settings: normal\; font-weight: normal\; font-stretch: normal\; line-he
 ight: normal\;">&nbsp\;&nbsp\; </span></span></span><!--[endif]--><span 
 style="color: #252424\;">For instructions to turn on live captions in Mi
 crosoft Teams\, </span><a href="https://support.microsoft.com/en-us/offi
 ce/use-live-captions-in-a-teams-meeting-4be2d304-f675-4b57-8347-cbd000a2
 1260">please click here.</a></span></p>\n<p><span style="font-family: 't
 rebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p
  class="MsoListParagraphCxSpMiddle" style="text-indent: -0.25in\; line-h
 eight: normal\; padding-left: 40px\;"><span style="font-family: 'trebuch
 et ms'\, geneva\, sans-serif\; font-size: 12pt\;"><!-- [if !supportLists
 ]--><span style="mso-list: Ignore\;">&middot\;<span style="font-style: n
 ormal\; font-variant: normal\; font-size-adjust: none\; font-language-ov
 erride: normal\; font-kerning: auto\; font-optical-sizing: auto\; font-f
 eature-settings: normal\; font-variation-settings: normal\; font-weight:
  normal\; font-stretch: normal\; line-height: normal\;">&nbsp\;&nbsp\;&n
 bsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\; </span></span><!--[endif]--><sp
 an style="color: #252424\;">Dial-in number: </span><span style="mso-spac
 erun: yes\;">&nbsp\;</span><a href="tel:+18088294853\,\,103016309">+1 80
 8-829-4853</a><span style="color: #252424\;">&nbsp\;United States\, Hono
 lulu (Toll)</span></span></p>\n<p><span style="font-family: 'trebuchet m
 s'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class="Ms
 oListParagraphCxSpLast" style="mso-add-space: auto\; text-indent: -.25in
 \; line-height: normal\; mso-list: l2 level2 lfo2\; margin: 0in 0in 0in 
 1.0in\;"><span style="font-family: 'trebuchet ms'\, geneva\, sans-serif\
 ; font-size: 12pt\;"><!-- [if !supportLists]--><span style="mso-list: Ig
 nore\;">o<span style="font-style: normal\; font-variant: normal\; font-s
 ize-adjust: none\; font-language-override: normal\; font-kerning: auto\;
  font-optical-sizing: auto\; font-feature-settings: normal\; font-variat
 ion-settings: normal\; font-weight: normal\; font-stretch: normal\; line
 -height: normal\;">&nbsp\;&nbsp\; </span></span><!--[endif]--><span styl
 e="color: #252424\;">Phone Conference ID: </span><span style="color: #24
 2424\;">103 016 309#</span></span></p>\n<p><span style="font-family: 'tr
 ebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p 
 class="MsoNormal"><span style="font-family: 'trebuchet ms'\, geneva\, sa
 ns-serif\; font-size: 12pt\;">&nbsp\;</span></p>\n<p><span style="font-f
 amily: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"> </span
 ></p>\n<p class="MsoNormal"><span style="font-family: 'trebuchet ms'\, g
 eneva\, sans-serif\; font-size: 12pt\;"><span style="mso-bidi-font-size:
  12.0pt\;">A listing of all documents included in the Board packet will 
 be available at the EUTF website (</span><a href="https://eutf.hawaii.go
 v/"><span style="mso-bidi-font-size: 12.0pt\;">eutf.hawaii.gov</span></a
 ><span style="mso-bidi-font-size: 12.0pt\;">) through the Events Calenda
 r three (3) business days prior to the meeting.</span></span></p>\n<p><s
 pan style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size
 : 12pt\;"> </span></p>\n<p class="MsoNormal"><span style="font-family: '
 trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\;"><span style="ms
 o-bidi-font-size: 12.0pt\;">The Board packet can be accessed at the EUTF
  website (</span><a href="https://eutf.hawaii.gov/">eutf.hawaii.gov</a><
 span style="mso-bidi-font-size: 12.0pt\;">) through the Events Calendar 
 three (3) business days prior to the meeting.&nbsp\; A copy of the packe
 t will also be available for public inspection in the EUTF office at tha
 t time.</span></span></p>\n<p><span style="font-family: 'trebuchet ms'\,
  geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoNor
 mal"><span style="font-family: 'trebuchet ms'\, geneva\, sans-serif\; fo
 nt-size: 12pt\;"><span style="mso-bidi-font-size: 12.0pt\;">Please conta
 ct Ms. Desiree Yamauchi at (808) 587‑5434 or </span><a href="mailto:eutf
 admin@hawaii.gov">eutfadmin@hawaii.gov</a><span style="mso-bidi-font-siz
 e: 12.0pt\;"> if you have any questions.</span></span></p>\n<p><span sty
 le="font-family: 'trebuchet ms'\, geneva\, sans-serif\; font-size: 12pt\
 ;"> </span></p>\n<p class="MsoNormal" style="text-align: center\;" align
 ="center"><span style="font-family: 'trebuchet ms'\, geneva\, sans-serif
 \; font-size: 12pt\;">Upon request\, an electronic copy of this notice c
 an be provided.</span></p>\n<p><span style="font-family: 'trebuchet ms'\
 , geneva\, sans-serif\; font-size: 12pt\;"> </span></p>\n<p class="MsoNo
 rmal" style="text-align: center\;" align="center">&nbsp\;</p>
END:VEVENT
END:VCALENDAR
